Standard Chartered HK Debt Consolidation Loan Referral: HK$1,000 Cash Rebate

Provider

Mox

Up to HK$2,200

Open a Mox account with referral code E6BZQ2 during Mox Referral Programme 25 (14 September – 31 October 2026). The referee gets HK$200 cash after opening with the code, getting Mox Credit approved within 30 days of opening and making one eligible card spend within 30 days of approval. The same terms add up to HK$2,000 more: HK$1,000 for at least HK$2,000 of Mox Credit card spend within 30 days of approval, HK$500 for moving at least HK$50,000 into HKD savings within 7 days of opening and holding it for 30 days, and HK$500 for activating Mox Invest within 14 days and trading at least HK$50,000 within 30 days. The terms define a referee as someone who has never held a Mox account in their name, and places are limited. Credit involves repayment risk — 借定唔借？還得到先好借！ Investment involves risk. This is not credit or investment advice.

Requirement: HK$200: Mox Credit approval within 30 days of opening plus one eligible card spend within 30 days of approval. Extra rewards: HK$2,000 card spend (HK$1,000), HK$50,000 held for 30 days (HK$500), HK$50,000 traded via Mox Invest (HK$500)

Provider

Standard Chartered Hong Kong (渣打銀行)

10,000 + up to 120,000 miles

Apply for the Standard Chartered Cathay Mastercard (渣打國泰 Mastercard) in Hong Kong through this referral link, which attaches referral code A3872270. New cardholders get 10,000 extra Asia Miles with no spend requirement once the card is issued by 31 March 2027, on top of the card's welcome offer: on the standard card, 10,000, 20,000 or 40,000 miles for HK$5,000, HK$40,000 or HK$110,000 of eligible spend in the first 2 months. The 120,000-mile headline is the Priority Private version of the card. The standard card's HK$2,000 annual fee is waived in the first year. Credit card spending is borrowing — 借定唔借？還得到先好借！

Requirement: No spend for the 10,000 referral miles; welcome miles need HK$5,000, HK$40,000 or HK$110,000 of eligible spend within the first 2 months

Provider

American Express Hong Kong

26,000 + 6,000 miles

Apply for the American Express Explorer® Credit Card (Hong Kong) through this referral. Amex Hong Kong's current welcome offer gives new Cardmembers who apply by 31 October 2026 up to 26,000 welcome miles when they spend HK$30,000 within the first 3 months of Card approval, and applicants who come through a referral can earn an extra 6,000 bonus miles. The first-year annual fee of HK$2,200 is waived; after that Amex says it can be waived with HK$150,000 annual spend. Credit card spending is borrowing — only spend what you can repay in full. Live Amex Hong Kong terms control.

Requirement: HK$30,000 eligible spend within the first 3 months of Card approval for up to 26,000 welcome miles; apply by 31 October 2026