
Standard Chartered HK Priority / Premium Banking Referral: HK$500–HK$22,000 Welcome Cash
Open Standard Chartered Hong Kong (渣打銀行) Premium Banking or Priority Banking through this referral link, which attaches referral code A3872270. There is no separate referral bonus for you: you get the bank's own new-client welcome offer (1 October – 31 December 2026), which pays HK$500–HK$1,200 for HK$100,000 to HK$500,000+ of new funds into Premium Banking, or HK$4,000–HK$22,000 for HK$1 million to HK$7 million+ into Priority Banking, as cash or Asia Miles. New clients are people who have held no Standard Chartered banking product or service in the past 12 months (an SC credit card alone is fine), and cash is paid by 30 June 2027.
Read our full review · 3.6/5 →Quick answer
Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get HK$500–HK$22,000 after meeting the requirement: New funds of at least HK$100,000 (Premium Banking) or HK$1,000,000 (Priority Banking), kept until the bank's designated date. Last verified 2026-10-09.
- Reward
- HK$500–HK$22,000
- Referral code
A3872270- Last verified
- 2026-10-09
- Difficulty
- Hard
- Time to claim
- 20-30 minutes to register and apply, plus new funds held until the bank's designated date
- Time to payout
- Cash on or before 30 June 2027; Asia Miles 4-6 weeks after that, per Standard Chartered's welcome-offer terms
A3872270Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Check that you count as a new client: no Standard Chartered Hong Kong banking product or service in the 12 months before you sign up. Holding only an SC credit card is allowed.
- Tap Claim on this page. Standard Chartered's referral page opens with referral code A3872270 attached; fill in the referee registration form (被推薦客戶登記表格) from there.
- Open Premium Banking or Priority Banking at a branch or in SC Mobile between 1 October and 31 December 2026, using the same mobile number. The referral record cannot be changed once your application is submitted.
- Deposit the new funds by the deadline in the welcome terms (30 November 2026 for an October sign-up) and keep them until the designated date (31 January 2027 for October). Priority Banking also needs the investment-profile questionnaire.
- Register for SC Mobile and keep push notifications on until the reward is paid. Choose cash or Asia Miles (or CIO fund units on Priority Banking) in time; otherwise the reward is paid as cash.
- Cash is paid on or before 30 June 2027, and Asia Miles 4-6 weeks after that.
Eligibility & requirements
- New clients only: no Standard Chartered Hong Kong banking product or service in the past 12 months, other than a credit card. You must be the primary account holder.
- Premium Banking needs a total relationship balance of HK$100,000 (lowered from HK$200,000 on 1 October 2026) and has no maintenance fee. Welcome cash: HK$500 for HK$100,000 to under HK$200,000 of new funds, HK$700 for HK$200,000 to under HK$500,000, HK$1,200 for HK$500,000 or more, plus HK$300 for opening in SC Mobile.
- Priority Banking needs HK$1,000,000, or a monthly salary of HK$80,000+ for new clients. Below HK$1,000,000 the fee is HK$900 a quarter, waived for the first 4 quarters under the welcome terms. Welcome cash runs from HK$4,000 for HK$1 million of new funds to HK$22,000 for HK$7 million or more.
- Priority Banking extras: HK$1,500 (or 15,000 miles) for signing up in October 2026, and HK$500 (or 5,000 miles) for signing up in SC Mobile between 1 October and 31 December 2026.
- Closing Priority Banking within 12 months lets the bank charge back the reward. Where several offers apply, the bank may grant only one of them, or part of them.
- Easy Banking is not part of this referral programme.
- Deposits and investment products carry their own risks and fees. This is not financial advice.
Verification notes
- Minimum spend/deposit
- New funds of at least HK$100,000 (Premium Banking) or HK$1,000,000 (Priority Banking), kept until the bank's designated date
- Last verified
- 9 October 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Welcome cash starts at HK$500 for HK$100,000 of new funds
- Premium Banking has no maintenance fee and a HK$100,000 entry point from 1 October 2026
- Priority Banking pays cash, Asia Miles or CIO fund units
Watch out for
- No extra referral bonus for you; the referral reward goes to the referrer
- Cash is not paid until 30 June 2027
- New funds must stay in until the bank's designated date
- Priority Banking needs HK$1,000,000 and charges HK$900 a quarter below it after the first year
FAQ
- Do I get anything extra for using a referral link?
- No separate referral bonus. You get Standard Chartered's normal welcome offer for new clients. The referral reward goes to the person who referred you, and only once you have earned that welcome offer.
- Who counts as a new client?
- Someone who has not held any Standard Chartered Hong Kong banking product or service in the 12 months before signing up. Holding only an SC credit card does not count against you.
- Is the referral code filled in automatically?
- Yes. The link carries referral code A3872270 into Standard Chartered's referral page and application. Check it is shown before you submit, because the record cannot be amended afterwards.
- When is the welcome cash paid?
- On or before 30 June 2027 for sign-ups between October and December 2026. Asia Miles follow 4-6 weeks later.
Related offers
Provider
Standard Chartered Hong Kong (渣打銀行)
Book a Standard Chartered Hong Kong Priority Private (優先私人理財) account opening through this referral link, which attaches referral code A3872270. New clients who bring at least HK$8 million of new funds between 1 October and 31 December 2026 get HK$27,000 (or 270,000 Asia Miles), rising to HK$38,888 with Professional Investor status and HK$58,888 for HK$15 million or more with that status. You must register through the link and then open the account at a branch within the same promotion quarter; cash is paid by 30 June 2027.
Requirement: At least HK$8,000,000 of new funds (HK$15,000,000 with Professional Investor status for the top tier)
HardOnline registration plus a branch appointment to open the accountPayout Cash on or before 30 June 2027, per Standard Chartered's Priority Private welcome-offer terms
Verified 9 October 2026 · Ends 31 December 2026
Provider
Standard Chartered Hong Kong (渣打銀行)
Existing Standard Chartered Hong Kong deposit clients can open a Bonus Saver payroll account in SC Mobile through this referral link, which attaches referral code A3872270. Under the welcome offer running 3 August – 31 October 2026, you get a Mickey 999.9 gold coin plus HK$800 (average monthly payroll of HK$20,000 to under HK$80,000 over the first 3 months) or HK$2,000 (HK$80,000 or more), plus HK$800 for opening online. You must hold Premium Banking, Priority Banking or Priority Private, not Easy Banking alone, and must not have held a Bonus Saver in the 12 months before 3 August 2026; rewards are paid by 31 March 2027.
Requirement: Average payroll or salary-tagged standing-instruction deposits of at least HK$20,000 a month over the first 3 months (HK$80,000 for the HK$2,000 tier)
Medium10 minutes to apply in SC Mobile, plus 3 months of payroll depositsPayout On or before 31 March 2027, per Standard Chartered's Bonus Saver welcome-offer terms
Verified 9 October 2026 · Ends 31 October 2026
Provider
ZA Bank (眾安銀行)
Open a ZA Bank (眾安銀行) savings account in Hong Kong with invite code PJ3Y13 between 10 September and 28 October 2026. The referee pack is marketed as worth HK$2,000, but it is a set of 30-day vouchers rather than cash: fund-holding rebates (HK$780 needs a fund subscription of at least HK$500,000 held for 39 days; HK$20 needs HK$1,000 held for 3 days), stock cash-rebate vouchers from HK$60 to HK$340 that each need a single buy of a set size, and HK$100 FX and HK$100 remittance vouchers that each need at least HK$40,000. Referees also get an extra 0.5% StockBack on the first HK$10,000 of ZA Card spend within 30 days, plus 7-day deposit rate coupons for depositing or task completion; depending on the reward plan the referrer has chosen, a US$30 Micron (MU) stock voucher needs a stock, fund or deposit balance held for 14 days. You must never have held any ZA Bank product, open the account while in Hong Kong and enter the code when opening. Investment involves risk; this is not investment advice.
Requirement: No minimum to open; each voucher has its own threshold — e.g. HK$500,000 fund subscription for the HK$780 fund voucher, US$40,000 single US-stock buy for the HK$340 stock voucher, HK$40,000 for the FX and remittance vouchers
Medium15-30 minutes to open an account online, plus any welcome tasksPayout Welcome rewards credit after you open a qualifying ZA Bank account and complete live welcome / invite tasks — timing follows ZA Bank T&Cs
Verified 3 October 2026 · Ends 28 October 2026
Added 9 October 2026 · Last updated 9 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.