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Standard Chartered HK Marathon Savings Referral: Stepped Rates Up to 3.20% p.a. (HKD)

Existing Standard Chartered Hong Kong deposit clients can open a Marathon Savings Account (高息馬拉松活期存款) in SC Mobile through this referral link, which attaches referral code A3872270. For accounts opened 2–31 October 2026, new funds earn stepped promotional rates: HKD 2.80% p.a. to 30 November 2026, 3.00% to 3 January 2027 and 3.20% to 1 February 2027 (USD 3.30%, 3.50% and 3.60%). There is no referral bonus for you; you need at least HK$10,000 (or US$2,000) of new funds online, no top-ups until 1 February 2027, and no Marathon account in the past 12 months.

Read our full review · 3.4/5 →

Quick answer

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get Up to 3.2% p.a. (HKD) after meeting the requirement: New funds of at least HK$10,000 or US$2,000 online (HK$100,000 or US$13,000 at a branch); maximum HK$10,000,000 or US$1,300,000. Last verified 2026-10-09.

Reward
Up to 3.2% p.a. (HKD)
Referral code
A3872270
Last verified
2026-10-09
Difficulty
Easy
Time to claim
10 minutes to apply in SC Mobile
Time to payout
Promotional interest accrues on the new funds through each rate stage until 1 February 2027
Get Up to 3.2% p.a. (HKD) ->Referral code: A3872270

Ad / referral links — we may earn a bonus when you sign up.

How to claim

  1. Check that you qualify: an existing Standard Chartered Hong Kong deposit client with no Marathon Savings Account in the past 12 months.
  2. Tap Claim on this page. The referral page attaches code A3872270; apply in SC Mobile between 2 and 31 October 2026.
  3. Deposit new funds of at least HK$10,000 or US$2,000 in one go. Plan the amount carefully: no top-ups are allowed until 1 February 2027.
  4. Leave the money in through the rate stages to 1 February 2027 to earn the full stepped rate.

Eligibility & requirements

  • Existing deposit clients applying through SC Mobile only; no Marathon Savings Account in the past 12 months.
  • Promotion for accounts opened 2–31 October 2026, on new funds only.
  • HKD rates: 2.80% p.a. to 30 November 2026, 3.00% from 1 December 2026 to 3 January 2027, 3.20% from 4 January to 1 February 2027. USD: 3.30%, 3.50% and 3.60% over the same stages.
  • Minimum HK$10,000 or US$2,000 online (HK$100,000 or US$13,000 at a branch); maximum HK$10,000,000 or US$1,300,000. No top-ups until 1 February 2027.
  • The 3.6% headline is the USD rate in the final stage only. USD deposits carry exchange-rate risk if you convert from HKD.

Verification notes

Minimum spend/deposit
New funds of at least HK$10,000 or US$2,000 online (HK$100,000 or US$13,000 at a branch); maximum HK$10,000,000 or US$1,300,000
Last verified
9 October 2026

Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.

Pros

  • Rate steps up each stage instead of falling
  • Online minimum of HK$10,000
  • Rates for every stage are published upfront

Watch out for

  • Existing deposit clients only
  • No top-ups until 1 February 2027
  • Promotion only for accounts opened in October 2026
  • No referral bonus for you; the referral reward goes to the referrer

FAQ

Is up to 3.6% the HKD rate?
No. 3.6% p.a. is the USD rate in the last stage. The HKD rate steps from 2.80% to 3.00% and then 3.20% p.a.
Can I add more money later?
Not during the promotion. Standard Chartered does not allow top-ups until 1 February 2027, so deposit the full amount you want at the start.
ReferralSavingsHKDUSDHong Kong

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