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Referral codes & links

Copyable referral codes, referral links, reward amounts, requirements and last-verified dates. Built for humans and answer engines.

DBS Treasures (星展豐盛理財)

DBS Treasures (星展豐盛理財) referral code: H0UQW68U

Use code H0UQW68U for the DBS Treasures (星展豐盛理財) offer. New eligible customers can get Up to HK$53,800 after meeting the requirement: Maintain average personal relationship balance of at least HK$1,000,000 (or foreign-currency equivalent) during the applicable campaign counting period. Last verified 2026-10-24.

Reward
Up to HK$53,800
Code
H0UQW68U

Standard Chartered Hong Kong (渣打銀行)

Standard Chartered Hong Kong (渣打銀行) referral code: A3872270

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get HK$27,000–58,888 after meeting the requirement: At least HK$8,000,000 of new funds, deposited in full at Priority Private sign-up, with Total Balance kept at or above that amount until the hold date (31 January 2027 for October openings); HK$15,000,000 plus Professional Investor status for the top tier. Last verified 2026-10-11.

Reward
HK$27,000–58,888
Code
A3872270

Fusion Bank (富融銀行)

Fusion Bank (富融銀行) referral code: CASH82P

Use code CASH82P for the Fusion Bank (富融銀行) offer. New eligible customers can get Up to HK$7,306 after meeting the requirement: The supplied invitation does not state the qualifying deposit amount, eligible tenor, coupon expiry or whether new-customer exclusions apply; read the in-app terms before placing a fixed deposit. Last verified 2026-10-23.

Reward
Up to HK$7,306
Code
CASH82P

Syfe Hong Kong

Syfe Hong Kong referral code: HKRPVGSDGH

Use code HKRPVGSDGH for the Syfe Hong Kong offer. New eligible customers can get Up to HK$3,500 after meeting the requirement: First investment of at least HK$100,000 (HK$600); HK$200,000 → HK$1,000, HK$500,000 → HK$2,000, HK$1,000,000+ → HK$3,500. Fund within 14 days of opening and stay at or above your first deposit for the 120-day lock-in. Last verified 2026-10-13.

Reward
Up to HK$3,500
Code
HKRPVGSDGH

Standard Chartered Hong Kong (渣打銀行)

Standard Chartered Hong Kong (渣打銀行) referral code: A3872270

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get Up to HK$2,800 after meeting the requirement: Qualifying deposits starting within 2 calendar months of opening and averaging at least HK$20,000 a month over the first 3 months (HK$80,000 for the HK$2,000 tier), then at least HK$20,000 every month until the reward is paid. Last verified 2026-11-01.

Reward
Up to HK$2,800
Code
A3872270

Standard Chartered Hong Kong (渣打銀行)

Standard Chartered Hong Kong (渣打銀行) referral code: A3872270

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get HK$1,000 after meeting the requirement: Hold a Standard Chartered principal credit card before drawdown. HK$1,000 referral rebate: at least HK$200,000 over 36 months or more, drawn within 3 months of applying. November online rebate: at least HK$100,000, applied for online by 30 November 2026 and drawn within 3 months. Last verified 2026-11-03.

Reward
HK$1,000
Code
A3872270

OSL

OSL referral code: yE48X

Use code yE48X for the OSL offer. New eligible customers can get HK$888–1,888 BTC after meeting the requirement: A cumulative net deposit (deposits minus withdrawals) of US$10,000, or US$100,000 for the top tier, held for 30 days; account verification itself needs a HK$10,000 deposit from your own bank account. Last verified 2026-11-01.

Reward
HK$888–1,888 BTC
Code
yE48X

HashKey

HashKey referral code: fgIxIl

Use code fgIxIl for the HashKey offer. New eligible customers can get HK$840 after meeting the requirement: No deposit amount is set for the friend rewards; KYC requires a bank transfer of at least HK$10,000 (or USD equivalent) from your own account, or opening in person at HashKey's Hong Kong office, plus a risk assessment and successful account opening. Last verified 2026-10-24.

Reward
HK$840
Code
fgIxIl

Standard Chartered Hong Kong (渣打銀行)

Standard Chartered Hong Kong (渣打銀行) referral code: A3872270

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get HK$500–HK$22,000 after meeting the requirement: New funds of at least HK$100,000 (Premium Banking) or HK$1,000,000 (Priority Banking), deposited by the deadline (30 November 2026 for October sign-ups; 31 October 2026 for Priority's October extra) and kept until the holding date. Last verified 2026-10-11.

Reward
HK$500–HK$22,000
Code
A3872270

EleBank (大象銀行)

EleBank (大象銀行) referral code: W2JRF5

Use code W2JRF5 for the EleBank (大象銀行) offer. New eligible customers can get HK$386 + 18% p.a. after meeting the requirement: Account opened with invite code W2JRF5 on or before 30 November 2026. The rate coupon needs no task and covers one 1-month HKD time deposit of up to HK$50,000. NVDA stock needs an investment account plus activated US stock trading. The HK$100 fund voucher needs one fund buy of at least HK$10,000 and a 30-day daily average total assets of at least HK$10,000, counted from the day the voucher is issued (time deposits do not count). The HK$100 stock voucher needs 3 stock buys of at least HK$0.01 each; the HK$30 voucher needs HK$300 of eligible retail spending.. Last verified 2026-10-11.

Reward
HK$386 + 18% p.a.
Code
W2JRF5

Endowus Hong Kong

Endowus Hong Kong referral code: 6N8CS

Use code 6N8CS for the Endowus Hong Kong offer. New eligible customers can get HK$300 fee credit after meeting the requirement: Qualifying investment of HKD10,000 or USD1,300 (same currency); uninvested cash does not count. Last verified 2026-10-13.

Reward
HK$300 fee credit
Code
6N8CS

Ping An Digital Bank (平安數字銀行)

Ping An Digital Bank (平安數字銀行) referral code: D42I6H

Use code D42I6H for the Ping An Digital Bank (平安數字銀行) offer. New eligible customers can get HK$200 + 20% p.a. after meeting the requirement: Enter invite code D42I6H when opening a savings account by 30 November 2026; 20% p.a. on a 1-month HKD time deposit of HK$100–HK$80,000; deposit HK$20,000 by 30 November for the HK$200 rebate. Last verified 2026-11-01.

Reward
HK$200 + 20% p.a.
Code
D42I6H

Google Fi

Google Fi referral code: M0APFR

Use code M0APFR for the Google Fi offer. New eligible customers can get HK$468 credit after meeting the requirement: Activate an eligible new full-service Fi plan, maintain 30 consecutive days of active service and pay the first bill in full. Last verified 2026-10-14.

Reward
HK$468 credit
Code
M0APFR

SNKRDUNK

SNKRDUNK referral code: 8MFNX9

Use code 8MFNX9 for the SNKRDUNK offer. New eligible customers can get HK$38 coupon after meeting the requirement: Usable on one item priced at the equivalent of US$80 (¥12,000, about HK$620) or more. Last verified 2026-10-24.

Reward
HK$38 coupon
Code
8MFNX9

ShopBack

ShopBack referral code: A5NtMe

Use code A5NtMe for the ShopBack offer. New eligible customers can get HK$30 after meeting the requirement: One confirmed order over HK$120; HK$50 confirmed transaction cashback excluding challenges/bonuses; updated withdrawal details. Last verified 2026-10-24.

Reward
HK$30
Code
A5NtMe

Klook

Klook referral code: U6BZD

Use code U6BZD for the Klook offer. New eligible customers can get HK$30 after meeting the requirement: Register with invite code U6BZD; the HK$30 code applies to eligible bookings. Last verified 2026-10-24.

Reward
HK$30
Code
U6BZD

Buy&Ship

Buy&Ship referral code: 5719608463

Use code 5719608463 for the Buy&Ship offer. New eligible customers can get HK$20 credit after meeting the requirement: Complete your first order (shipping, shopping agent or Express Checkout); the credit follows within 14 days. Last verified 2026-10-24.

Reward
HK$20 credit
Code
5719608463

HopeGoo

HopeGoo referral code: N6OHDJ

Use code N6OHDJ for the HopeGoo offer. New eligible customers can get HK$78 after meeting the requirement: No spend to register; the flight coupon needs a net fare of HK$1,000 or more. Last verified 2026-10-24.

Reward
HK$78
Code
N6OHDJ

iFAST Global Bank

iFAST Global Bank referral code: 4HMDHTILEK

Use code 4HMDHTILEK for the iFAST Global Bank offer. New eligible customers can get HK$50 after meeting the requirement: First deposit of at least £500 (or the equivalent) within 30 days of approval, per the latest published (Q3 2026) terms; the 30 September extension calls it a minimum first deposit and published no new terms. Last verified 2026-10-22.

Reward
HK$50
Code
4HMDHTILEK

Saily

Saily referral code: JIMMYU6940

Use code JIMMYU6940 for the Saily offer. New eligible customers can get HK$39–HK$78 off after meeting the requirement: First purchase; USD minimum US$5.60, EUR €5, GBP £4.50; no combination with other promotions. Last verified 2026-10-13.

Reward
HK$39–HK$78 off
Code
JIMMYU6940

Roamless

Roamless referral code: JIMMYQZD

Use code JIMMYQZD for the Roamless offer. New eligible customers can get HK$39 credit after meeting the requirement: Enter code JIMMYQZD in the app before you buy, within 30 days of creating your account, then buy at least US$5 of credit or a data plan within 30 days of sign-up. Referral and promo codes can't be combined on one purchase. Last verified 2026-10-13.

Reward
HK$39 credit
Code
JIMMYQZD

Airalo

Airalo referral code: JIMMY2336

Use code JIMMY2336 for the Airalo offer. New eligible customers can get HK$23 off after meeting the requirement: First purchase only; Airalo's Refer and earn page lists no minimum spend. Last verified 2026-10-13.

Reward
HK$23 off
Code
JIMMY2336

Kolet

Kolet referral code: GETQUIDS

Use code GETQUIDS for the Kolet offer. New eligible customers can get HK$23 off after meeting the requirement: US$3 off the first Kolet eSIM plan, code entered at checkout in the Kolet app; not valid if you already claimed Kolet’s free 1GB gift or bought before. Last verified 2026-10-13.

Reward
HK$23 off
Code
GETQUIDS

Yolla

Yolla referral code: A7T8I9

Use code A7T8I9 for the Yolla offer. New eligible customers can get HK$23 credit after meeting the requirement: First Yolla payment; according to Yolla's FAQ, only top-ups of US$4 or more count towards a referral. Last verified 2026-10-14.

Reward
HK$23 credit
Code
A7T8I9

Phygitals

Phygitals referral code: a53000c98468

Use code a53000c98468 for the Phygitals offer. New eligible customers can get HK$8 after meeting the requirement: No purchase required to claim the $1 Pack Credits referral; opening paid packs is optional and random. Last verified 2026-10-24.

Reward
HK$8
Code
a53000c98468

ZA Bank (眾安銀行)

ZA Bank (眾安銀行) referral code: PJ3Y13

Use code PJ3Y13 for the ZA Bank (眾安銀行) offer. New eligible customers can get HK$2,000 vouchers after meeting the requirement: Each voucher has its own transaction and holding conditions; the HK$780 fund voucher needs HK$500,000 subscribed and 39 consecutive holding days. Within 14 days, a single HK$1,000 deposit unlocks the first deposit coupon (new funds up to HK$20,000), and an end-of-day total balance of HK$1,000 with deposits, funds and stocks held on the same day unlocks the second (up to HK$50,000). Check the reward plan in the app.. Last verified 2026-10-31.

Reward
HK$2,000 vouchers
Code
PJ3Y13

inMotion 動感銀行

inMotion 動感銀行 referral code: 1P6X4N7

Use code 1P6X4N7 for the inMotion 動感銀行 offer. New eligible customers can get Up to HK$3,000 after meeting the requirement: New customer with HK permanent ID; register MOTION Deposit and deposit HK$10,000+ new funds by 31 Oct 2026, 6 pm. Last verified 2026-10-24.

Reward
Up to HK$3,000
Code
1P6X4N7

Mox

Mox referral code: E6BZQ2

Use code E6BZQ2 for the Mox offer. New eligible customers can get Up to HK$2,200 after meeting the requirement: HK$200 referral: Mox Credit approved within 30 days of opening and eligible spend within 30 days of approval. Additional rewards depend on Programme 25 credit/spend, savings and investment conditions.. Last verified 2026-11-02.

Reward
Up to HK$2,200
Code
E6BZQ2

Standard Chartered Hong Kong (渣打銀行)

Standard Chartered Hong Kong (渣打銀行) referral code: A3872270

Use code A3872270 for the Standard Chartered Hong Kong (渣打銀行) offer. New eligible customers can get 13,000+ miles after meeting the requirement: No spend for the 13,000 referral miles; welcome miles need HK$5,000, HK$40,000 or HK$110,000 of eligible spend within the first 2 months (Octopus automatic add-value, e-wallet top-ups, bill payments and tax do not count). Last verified 2026-10-11.

Reward
13,000+ miles
Code
A3872270

HKTVmall CASHBACK

HKTVmall CASHBACK referral code: QV6F7K

Use code QV6F7K for the HKTVmall CASHBACK offer. New eligible customers can get $50 Mall Dollar after meeting the requirement: One eligible net HK$100+ order within 150 days after entering the code; excluded fees and discounts do not count. Last verified 2026-10-14.

Reward
$50 Mall Dollar
Code
QV6F7K

Taobao

Taobao referral code: HQLITOIS

Use code HQLITOIS for the Taobao offer. New eligible customers can get Voucher shown in app after meeting the requirement: No spend stated on Taobao's invite page; each voucher's own conditions show in the app. Last verified 2026-10-24.

Reward
Voucher shown in app
Code
HQLITOIS

RentSmart

RentSmart referral code: RSf0y9zp

Use code RSf0y9zp for the RentSmart offer. New eligible customers can get Gyu-Kaku perks after meeting the requirement: Your first full rent payment through the RentSmart app. Last verified 2026-10-24.

Reward
Gyu-Kaku perks
Code
RSf0y9zp

759 Store

759 Store referral code: CJXRFR34

Use code CJXRFR34 for the 759 Store offer. New eligible customers can get Welcome points after meeting the requirement: Free sign-up; points are earned on in-store spending (HK$1 = 1 point). Last verified 2026-10-24.

Reward
Welcome points
Code
CJXRFR34

Oliver's Super Sandwiches

Oliver's Super Sandwiches referral code: 42LNLY1HTW

Use code 42LNLY1HTW for the Oliver's Super Sandwiches offer. New eligible customers can get 2 free wings after meeting the requirement: Spend HK$50 at Oliver's Super Sandwiches to trigger the e-coupon. Last verified 2026-10-24.

Reward
2 free wings
Code
42LNLY1HTW

Carbon Wallet

Carbon Wallet referral code: 00031608

Use code 00031608 for the Carbon Wallet offer. New eligible customers can get Extra CW Points after meeting the requirement: Free to join; enter code 00031608 at sign-up. Last verified 2026-10-24.

Reward
Extra CW Points
Code
00031608

Keeta

Keeta referral code: @S5quxc

Use code @S5quxc for the Keeta offer. New eligible customers can get New-user coupons after meeting the requirement: No spend to register; each new-user coupon's minimum order shows in the app once the code is applied. Last verified 2026-10-26.

Reward
New-user coupons
Code
@S5quxc

S⁺ REWARDS

S⁺ REWARDS referral code: 236952

Use code 236952 for the S⁺ REWARDS offer. New eligible customers can get 2 points after meeting the requirement: Free to join; the 2 bonus points need a first Point registration, which means one receipt of HK$100 or more paid electronically at a Sino Mall merchant. Last verified 2026-10-28.

Reward
2 points
Code
236952

Improv Arena

Improv Arena referral code: 55PNHS

Use code 55PNHS for the Improv Arena offer. New eligible customers can get paid voice recording after meeting the requirement: No purchase or deposit. Applicants must be 18 or over, native Cantonese speakers living in Hong Kong, and record in a quiet room with a USB or studio microphone on a stand. Last verified 2026-10-27.

Reward
paid voice recording
Code
55PNHS

Wispr Flow

Wispr Flow referral code: JIMMY146

Use code JIMMY146 for the Wispr Flow offer. New eligible customers can get 1 month Pro after meeting the requirement: The 30-day Pro trial is applied at sign-up.. Last verified 2026-10-24.

Reward
1 month Pro
Code
JIMMY146

Firsty

Firsty referral code: 69SR-OUUA

Use code 69SR-OUUA for the Firsty offer. New eligible customers can get €3 off first plan after meeting the requirement: New Firsty users: €3 off the first paid plan (minimum purchase €4); can't be combined with other offers. Last verified 2026-10-13.

Reward
€3 off first plan
Code
69SR-OUUA

JetFi Mobile

JetFi Mobile referral code: 8emhjb

Use code 8emhjb for the JetFi Mobile offer. New eligible customers can get Free eSIM, 30% off after meeting the requirement: No purchase needed for the free eSIM; JetFi doesn't publish the 30% coupon's minimum spend, cap or excluded plans. Last verified 2026-10-13.

Reward
Free eSIM, 30% off
Code
8emhjb

Red Bull MOBILE Data

Red Bull MOBILE Data referral code: RCALF78de4WRFZvy

Use code RCALF78de4WRFZvy for the Red Bull MOBILE Data offer. New eligible customers can get Free 100MB after meeting the requirement: No purchase required for the free 100MB; enter referral code RCALF78de4WRFZvy in the app. Last verified 2026-10-14.

Reward
Free 100MB
Code
RCALF78de4WRFZvy

Eskimo

Eskimo referral code: CWJK257

Use code CWJK257 for the Eskimo offer. New eligible customers can get Free 500MB after meeting the requirement: No purchase or card details needed; sign up with code CWJK257 (it can still be added within 24 hours of signing up). Last verified 2026-10-13.

Reward
Free 500MB
Code
CWJK257

GigSky

GigSky referral code: JIMB150

Use code JIMB150 for the GigSky offer. New eligible customers can get 25% off after meeting the requirement: 25% off the first GigSky data plan; enter the code when creating the account (it cannot be added later) and verify your email. Last verified 2026-10-13.

Reward
25% off
Code
JIMB150

HKBN

HKBN referral code: KWOKCWJ03554

Use code KWOKCWJ03554 for the HKBN offer. New eligible customers can get Up to HK$400 off after meeting the requirement: A designated 24-month broadband or mobile plan, or a 12- or 24-month streaming plan, with the first bill paid. Last verified 2026-10-24.

Reward
Up to HK$400 off
Code
KWOKCWJ03554

CHARGESPOT

CHARGESPOT referral code: FRD9167B3F3

Use code FRD9167B3F3 for the CHARGESPOT offer. New eligible customers can get Charging coupon after meeting the requirement: No spend to register; rentals need a credit card or a refundable HK$198 deposit. Last verified 2026-10-04.

Reward
Charging coupon
Code
FRD9167B3F3

Uber

Uber referral code: nqayjm3k9d7r

Use code nqayjm3k9d7r for the Uber offer. New eligible customers can get 60% off first trip after meeting the requirement: Book an eligible first Uber trip and pay the fare and charges remaining after the discount; the cap shows in Wallet > Promotions. Last verified 2026-10-24.

Reward
60% off first trip
Code
nqayjm3k9d7r

Smart Traveller

Smart Traveller referral code: JU8XWJ

Use code JU8XWJ for the Smart Traveller offer. New eligible customers can get 150 pts + vouchers after meeting the requirement: No purchase required; register with code JU8XWJ and activate your membership by email. Last verified 2026-10-24.

Reward
150 pts + vouchers
Code
JU8XWJ

Go Royal

Go Royal referral code: fVoEyz

Use code fVoEyz for the Go Royal offer. New eligible customers can get HK$100 meal coupon after meeting the requirement: Free sign-up; the HK$100 dining coupon needs a dine-in bill of HK$200 after discounts, including service charge, at a participating restaurant. Last verified 2026-10-24.

Reward
HK$100 meal coupon
Code
fVoEyz

HeyMax

HeyMax referral code: F26F579C

Use code F26F579C for the HeyMax offer. New eligible customers can get 200 Max Miles after meeting the requirement: One purchase of any amount through Shop with Max, or a voucher bought with money (not Max Miles); Chocolate Finance transactions don't count. Last verified 2026-10-24.

Reward
200 Max Miles
Code
F26F579C

Payke

Payke referral code: ZMH3HZVG

Use code ZMH3HZVG for the Payke offer. New eligible customers can get 500 Payke POINT after meeting the requirement: Free to register; enter the invitation code at sign-up. Last verified 2026-10-24.

Reward
500 Payke POINT
Code
ZMH3HZVG

Wing On Travel

Wing On Travel referral code: TI13CD

Use code TI13CD for the Wing On Travel offer. New eligible customers can get Up to HK$1,300 off after meeting the requirement: No spend to join. Each coupon has its own minimum (e.g. HK$100 off flights from HK$5,000, HK$80 off hotels from HK$1,000, HK$100 off packages from HK$3,000); tour and cruise coupons are per person with no minimum. Last verified 2026-10-24.

Reward
Up to HK$1,300 off
Code
TI13CD

Mintos

Mintos referral code: N3VOCS

Use code N3VOCS for the Mintos offer. New eligible customers can get Up to €125 after meeting the requirement: €1,000+ invested within 30 days of registration and kept invested until day 90 after registration (EU/EEA residents only). Last verified 2026-10-24.

Reward
Up to €125
Code
N3VOCS

Forthright Securities (方德證券)

Forthright Securities (方德證券) referral code: JP6HO

Use code JP6HO for the Forthright Securities (方德證券) offer. New eligible customers can get HK$2,550 coupons after meeting the requirement: First net deposit of HK$10,000 by 30 November 2026, 23:59, kept every day for 60 days to unlock everything; the second tier needs a first net deposit of HK$100,000, and its tablet needs the money kept 180 days plus 10 buy trades of HK$30,000 or more. Last verified 2026-11-01.

Reward
HK$2,550 coupons
Code
JP6HO

Bancus

Bancus referral code: V3ETE3R6

Start through our Bancus invite and check V3ETE3R6 in the registration form's “Have a referral code?” field. No fixed invitee reward is publicly verified; obtain current card prices, full fees, residence eligibility and refund terms before buying a card or funding.

Reward
Varies
Code
V3ETE3R6

Avo

Avo referral code: 6F3952891A

Use code 6F3952891A for the Avo offer. New eligible customers can get Bonus points after meeting the requirement: Free to join; the bonus points need your first purchase of an Avo insurance product, and Avo publishes no minimum premium. Last verified 2026-11-03.

Reward
Bonus points
Code
6F3952891A

Kimi

Kimi referral code: KN9KB5

Use code KN9KB5 for the Kimi offer. New eligible customers can get Lucky draw entry after meeting the requirement: A paid Kimi membership subscription with successful payment, completed within 24 hours of binding via the invite link. Last verified 2026-10-24.

Reward
Lucky draw entry
Code
KN9KB5

RoxyBrowser

RoxyBrowser referral code: GETQUIDS

Use code GETQUIDS for the RoxyBrowser offer. New eligible customers can get 20% off after meeting the requirement: No minimum spend to sign up or to use the free plan. The 20% invite discount only has value on your first paid purchase; it shows in the discount breakdown on the payment summary before you pay.. Last verified 2026-10-26.

Reward
20% off
Code
GETQUIDS

Grokified

Grokified referral code: 4pxer5cu

Use code 4pxer5cu for the Grokified offer. New eligible customers can get $5 + $5 credit after meeting the requirement: A first payment of at least $4.99 (top-ups from $5, or Basic) unlocks the credit; nothing runs before it.. Last verified 2026-10-24.

Reward
$5 + $5 credit
Code
4pxer5cu

TeamoRouter

TeamoRouter referral code: a3a4fa8a95

Use code a3a4fa8a95 for the TeamoRouter offer. New eligible customers can get Up to ~90% off after meeting the requirement: Prepaid packs of $10, $20, $50 or $200, or any amount from $5 via Stripe; no subscription; purchased credits don't expire. Last verified 2026-10-24.

Reward
Up to ~90% off
Code
a3a4fa8a95

B.AI

B.AI referral code: QW4Z3F

Sign up via this B.AI invite for access to B.AI’s LLM Service — a credit-based multi-model chat and AI API module in the B.AI ecosystem. Docs describe fiat top-ups (including Stripe-supported cards, WeChat Pay, Alipay, UnionPay) and on-chain top-ups, plus wallet or Google-style centralized login. Prefer official B.AI access hosts listed in their docs (chat.b.ai or chat.bankofai.io). B.AI publishes no reward for the invited user; new accounts get registration Credits, and top-ups earn 50% bonus Credits (100% in BNB), up to US$100 per account, all expiring 30 days after issue. Credits pay for LLM usage, not withdrawable cash, all Credit purchases are final and non-refundable, and users must be 16 or over. Confirm model list, API base URL, privacy and pricing on live docs before sending sensitive prompts or large top-ups.

Reward
Varies
Code
QW4Z3F

FastAIToken

FastAIToken referral code: 9XD5RQNTN3VU

Register via this FastAIToken affiliate link for an OpenAI-compatible third-party AI API gateway / aggregator (site title FastAI 模型). The platform markets unified auth, smart routing, failover and usage metering across many models, with prepaid account balance for API spend. FastAIToken’s own terms state it is not an official OpenAI, Anthropic/Claude or other upstream vendor product. There is no fixed cash signup bonus; the docs say new users can contact staff for trial credit, and top-up promotions vary. Unused balance can be refunded within 30 days under the published refund policy, but promotional bonuses are deducted in full and card or PayPal top-ups lose a 1–3% channel fee. Models are only provided where the model maker supports your region: Hong Kong is not on OpenAI's, Anthropic's or Google's Gemini API lists. Data may route via third parties; read the privacy terms and pricing before production use.

Reward
Varies
Code
9XD5RQNTN3VU

AIJWS

AIJWS referral code: A8RXXLZYJ3EL

Register via this AIJWS affiliate link for access to api.aijws.com — an OpenAI-compatible custom LLM API gateway used as a third-party base URL for chat completions and similar clients. Access is prepaid, pay-as-you-go API usage: AIJWS doesn't publish a sign-up bonus for invited users, and any starting balance shows in the console after sign-up. AIJWS runs Sub2API, open-source software that resells pooled AI subscriptions through API keys; the Sub2API README warns that using it may breach Anthropic's terms. AIJWS is not an official OpenAI or Anthropic product; model names, pricing and authenticity follow the gateway’s live console and terms. Confirm live models, top-up rules and privacy before production or sensitive prompts. Data may route via third parties.

Reward
Varies
Code
A8RXXLZYJ3EL

Muse

Muse referral code: I4MGRC

Use code I4MGRC for the Muse offer. New eligible customers can get 1B Muse tokens after meeting the requirement: No cash deposit — redeem code I4MGRC in Settings within 48 hours of joining to receive the token grant. Last verified 2026-10-24.

Reward
1B Muse tokens
Code
I4MGRC

DOPA

DOPA referral code: ENKHCE

Use code ENKHCE for the DOPA offer. New eligible customers can get 1,000pt (US$10) after meeting the requirement: Your first point purchase (any amount) unlocks the 1,000pt credit. Last verified 2026-10-24.

Reward
1,000pt (US$10)
Code
ENKHCE

DOPA

DOPA referral code: YDVVQA

Use code YDVVQA for the DOPA offer. New eligible customers can get US$10 credit after meeting the requirement: Your first point purchase (any amount) unlocks the US$10 credit. Last verified 2026-10-24.

Reward
US$10 credit
Code
YDVVQA

GachaJP

GachaJP referral code: AW468C

Use code AW468C for the GachaJP offer. New eligible customers can get 500pt after meeting the requirement: First point purchase of at least 1,000pt (¥1,000) to unlock the 500pt referral reward. Last verified 2026-10-24.

Reward
500pt
Code
AW468C

Clove Mystery Pack (クローブオリパ)

Clove Mystery Pack (クローブオリパ) referral code: 4H0PcOa

Use code 4H0PcOa for the Clove Mystery Pack (クローブオリパ) offer. New eligible customers can get 1,000pt after meeting the requirement: SMS verification plus at least one purchase of 500pt (¥500) or more of Clove points, without a coupon. Last verified 2026-10-24.

Reward
1,000pt
Code
4H0PcOa

Tilt Rips

Tilt Rips referral code: WMTBS2

Use code WMTBS2 for the Tilt Rips offer. New eligible customers can get 1 free referral pack after meeting the requirement: No purchase or deposit required; sign up in the app and pass SMS phone and device verification. Last verified 2026-10-24.

Reward
1 free referral pack
Code
WMTBS2

Triumph Rips

Triumph Rips referral code: YFPHTJF

Use code YFPHTJF for the Triumph Rips offer. New eligible customers can get Free card pack after meeting the requirement: No deposit needed for the free referral pack; 18+ with a US mobile number. Last verified 2026-10-24.

Reward
Free card pack
Code
YFPHTJF

Stadium Vault

Stadium Vault referral code: WHJWSY

Use code WHJWSY for the Stadium Vault offer. New eligible customers can get Free card pack after meeting the requirement: First pack purchase required — the referral free pack is granted after the qualifying purchase. Last verified 2026-10-24.

Reward
Free card pack
Code
WHJWSY

Rip Station

Rip Station referral code: GJ5WMS8S

Use code GJ5WMS8S for the Rip Station offer. New eligible customers can get 10% off first pack after meeting the requirement: First pack purchase to use the 10% code; 18+ only. Last verified 2026-10-24.

Reward
10% off first pack
Code
GJ5WMS8S

Streaks

Streaks referral code: EETIXEX

Use code EETIXEX for the Streaks offer. New eligible customers can get Deposit bonus pack after meeting the requirement: A deposit into your Streaks account (US location and US phone number required). Last verified 2026-10-24.

Reward
Deposit bonus pack
Code
EETIXEX

Cardz.game

Cardz.game referral code: 9PYBTB

Sign up to Cardz.game with invite code 9PYBTB. Cardz.game (operated by Jackz Intelligent Technology Co., Ltd.) sells randomised mystery packs of real trading cards, priced in Points or, in some regions, a USDC display unit. You can keep a pull, accept a Buyback for Points where one is offered, or pay a separate shipping fee to have the physical card sent to you. Cardz.game does not publish what this invite code pays, so check the reward shown when you sign up and treat the live terms as final. Pack outcomes are random. Points and Gems cannot be withdrawn, and Buyback pays more Points, not cash. 18+.

Reward
Varies
Code
9PYBTB

ShinyCatch

ShinyCatch referral code: 2UHP92D5

Use code 2UHP92D5 for the ShinyCatch offer. New eligible customers can get Starter pack credit after meeting the requirement: No purchase is stated for the starter Promo Credit; paid packs are optional and random. Last verified 2026-11-01.

Reward
Starter pack credit
Code
2UHP92D5

HapaBox

HapaBox referral code: hapauser6d8ab

Use code hapauser6d8ab for the HapaBox offer. New eligible customers can get One free box open after meeting the requirement: No top-up is required for the free open; later paid boxes are paid in Credits, and delivering a prize costs the shipping, processing and tax shown at checkout. Last verified 2026-11-04.

Reward
One free box open
Code
hapauser6d8ab

FiveD

FiveD referral code: 22628

Use code 22628 for the FiveD offer. New eligible customers can get Welcome coupon after meeting the requirement: No spend needed to register; any new-member coupon applies to shipping fees under FiveD's live promotion terms. Last verified 2026-10-24.

Reward
Welcome coupon
Code
22628

Zoho

Zoho referral link

Use the referral link for the Zoho offer. New eligible customers can get HK$780 credit after meeting the requirement: No deposit or minimum spend to receive the US$100 Wallet credit, but you must not already be registered with Zoho (a free account counts) or be a paying customer, and you must sign up through the referral link; the credit can only be used on Zoho purchases, not withdrawn.. Last verified 2026-10-24.

Reward
HK$780 credit
Code
No code required

Trip.com

Trip.com referral link

Use the referral link for the Trip.com offer. New eligible customers can get HK$80 after meeting the requirement: Register via the invite link; the HK$80 of codes apply to eligible hotel and flight bookings. Last verified 2026-10-24.

Reward
HK$80
Code
No code required

foodpanda

foodpanda referral link

Use the referral link for the foodpanda offer. New eligible customers can get HK$50 food voucher after meeting the requirement: First food delivery order of HK$150 or more (after discounts, excluding platform and delivery fees). Last verified 2026-10-24.

Reward
HK$50 food voucher
Code
No code required

Airbnb

Airbnb referral link

Use the referral link for the Airbnb offer. New eligible customers can get HK$220 after meeting the requirement: Create an eligible listing via the referral link and complete a qualifying booking (homes about US$100 / experiences & services about US$50 before taxes and fees) within 180 days. Last verified 2026-10-24.

Reward
HK$220
Code
No code required

Pelago

Pelago referral link

Use the referral link for the Pelago offer. New eligible customers can get HK$125 off after meeting the requirement: Each use requires a booking in the Pelago app worth at least S$75 or the equivalent (about HK$459); two uses within 90 days of registration. Last verified 2026-11-04.

Reward
HK$125 off
Code
No code required

Global YO

Global YO referral link

Use the referral link for the Global YO offer. New eligible customers can get HK$78 credit after meeting the requirement: Buy your first data plan after joining through our link; signing up alone earns nothing. Last verified 2026-10-13.

Reward
HK$78 credit
Code
No code required

Rebtel

Rebtel referral link

Use the referral link for the Rebtel offer. New eligible customers can get HK$78 credit after meeting the requirement: Buy at least US$5 of pay-as-you-go credit (Rebtel's invite terms; its help centre says US$1); free credits, deals and trials don't count. Last verified 2026-10-13.

Reward
HK$78 credit
Code
No code required

Extrabux

Extrabux referral link

Use the referral link for the Extrabux offer. New eligible customers can get HK$39–HK$156 after meeting the requirement: Joining is free of charge. For accounts registered on or before 31 December 2026, the first US$5 requires one purchase earning US$5 in cash back (about US$100, or HK$784, at a 5% rate); the full US$20 requires four purchases and US$40 in cash back within 180 days. Accounts registered later must reach US$25, US$50, US$75 and US$100. Last verified 2026-11-07.

Reward
HK$39–HK$156
Code
No code required

American Express Hong Kong

American Express Hong Kong referral link

Use the referral link for the American Express Hong Kong offer. New eligible customers can get Up to 32,000 miles after meeting the requirement: Application received by American Express 20 August–11 November 2026 (no approval deadline); HK$8,000 local HKD spend within three months of approval for 96,000 + 108,000 points; HK$30,000 eligible spend in the same three months, including the first HK$15,000 local HKD spend after Local Spend Bonus Program enrolment and by 31 December 2026, for the 576,000-point example. Last verified 2026-10-11.

Reward
Up to 32,000 miles
Code
No code required

JD.com

JD.com referral link

Use the referral link for the JD.com offer. New eligible customers can get Welcome coupons after meeting the requirement: No spend to register; coupon thresholds show in the app. Last verified 2026-10-24.

Reward
Welcome coupons
Code
No code required

SOGO Rewards

SOGO Rewards referral link

Use the referral link for the SOGO Rewards offer. New eligible customers can get 2,000 points after meeting the requirement: Joining is free; the 2,000 welcome points need a first single purchase of HK$100 or more (net of discounts) after registering. Last verified 2026-10-24.

Reward
2,000 points
Code
No code required

FROM JAPAN

FROM JAPAN referral link

Use the referral link for the FROM JAPAN offer. New eligible customers can get 500 FJ Points after meeting the requirement: A purchase on FROM JAPAN (not FROM USA) is required; no minimum value is published. Last verified 2026-10-24.

Reward
500 FJ Points
Code
No code required

USIMS

USIMS referral link

Use the referral link for the USIMS offer. New eligible customers can get Free 1GB US/Europe after meeting the requirement: No purchase required for the free 1GB for the USA and Europe. Last verified 2026-10-14.

Reward
Free 1GB US/Europe
Code
No code required

Anytime Mailbox

Anytime Mailbox referral link

Use the referral link for the Anytime Mailbox offer. New eligible customers can get $10 gift card after meeting the requirement: No reward unless you complete sign-up and pay at checkout for a plan; the account must remain a paying customer for at least three months. Last verified 2026-10-24.

Reward
$10 gift card
Code
No code required

Marriott Bonvoy

Marriott Bonvoy referral link

Enter the email address where you want the Marriott Bonvoy invite sent. for the Marriott Bonvoy offer. New eligible customers can get Up to 10,000 pts after meeting the requirement: Manual invite required; friend earns 2,000 bonus points per eligible paid stay within 365 days, up to five stays. Last verified 2026-10-24.

Reward
Up to 10,000 pts
Code
Up to 10,000 pts

KKday

KKday referral link

Use the referral link for the KKday offer. New eligible customers can get Member points after meeting the requirement: KKday Points need at least 50 points to use, on bookings of US$1 or more. Last verified 2026-10-26.

Reward
Member points
Code
No code required

KayGo

KayGo referral link

Use the referral link for the KayGo offer. New eligible customers can get Driver sign-up after meeting the requirement: No purchase — you need an eligible vehicle and the licences / permits Hong Kong law and KayGo require before you can take paying trips. Last verified 2026-10-24.

Reward
Driver sign-up
Code
No code required

Amap Ride-Hailing

Amap Ride-Hailing referral link

Use the referral link for the Amap Ride-Hailing offer. New eligible customers can get New-user offer after meeting the requirement: No purchase to open the invite; using coupons requires booking an eligible Hong Kong ride under live campaign rules. Last verified 2026-10-24.

Reward
New-user offer
Code
No code required

HoteLux

HoteLux referral link

Use the referral link for the HoteLux offer. New eligible customers can get Member perks after meeting the requirement: Free to register; the perks apply only to hotel stays booked through HoteLux. Last verified 2026-10-24.

Reward
Member perks
Code
No code required

Brilliant by Langham

Brilliant by Langham referral link

Use the referral link for the Brilliant by Langham offer. New eligible customers can get Up to 30,000 pts after meeting the requirement: Enrol through this link by 31 December 2026, then spend at least US$20 on each eligible transaction. Last verified 2026-10-17.

Reward
Up to 30,000 pts
Code
No code required

Brickstarter

Brickstarter referral link

Use our IASIJOEF referral link to inspect Brickstarter's Spanish property projects. Investments start at €50, but no current invitee bonus is publicly verified for this link. Check the account's referral terms, project contract, costs and exit route before funding; some or all of your capital can be lost.

Reward
Varies
Code
No code required

Interactive Brokers (IBKR)

Interactive Brokers (IBKR) referral link

Use the referral link for the Interactive Brokers (IBKR) offer. New eligible customers can get Up to US$1k stock after meeting the requirement: No minimum deposit: US$1 of IBKR stock per US$300 of net deposits in the year after your first deposit, up to US$1,000 (US$300,000 net); withdrawals in that year reduce the award. Last verified 2026-10-13.

Reward
Up to US$1k stock
Code
No code required

StashAway Hong Kong

StashAway Hong Kong referral link

Use the referral link for the StashAway Hong Kong offer. New eligible customers can get 6 months fee-free after meeting the requirement: First deposit of at least HK$10,000 (or US$1,300) from a Hong Kong bank account in your own name, within 30 days of registering; the waiver then covers up to HK$50,000 in investment portfolios for 6 months. Last verified 2026-10-13.

Reward
6 months fee-free
Code
No code required

HeyClicky

HeyClicky referral link

Use the referral link for the HeyClicky offer. New eligible customers can get 25% off after meeting the requirement: A paid Pro ($20/month) or Max ($100/month) subscription — the 25% discount applies to the first month. Last verified 2026-10-24.

Reward
25% off
Code
No code required

Nous Portal

Nous Portal referral link

Use the referral link for the Nous Portal offer. New eligible customers can get US$15 off after meeting the requirement: Plus first invoice US$5 after US$15 off; then US$20/month before applicable taxes or payment-provider currency costs. Last verified 2026-10-14.

Reward
US$15 off
Code
No code required

Gotya

Gotya referral link

Use the referral link for the Gotya offer. New eligible customers can get Free $10 pack after meeting the requirement: No deposit needed for the free $10 pack; shipping a graded slab home needs a first deposit. Last verified 2026-10-24.

Reward
Free $10 pack
Code
No code required

Gemma Cards

Gemma Cards referral link

Use the referral link for the Gemma Cards offer. New eligible customers can get 2 free packs after meeting the requirement: No purchase needed for the 2 free packs; shipping cards home costs €10 for the first 3 cards, paid when you ask for it. Last verified 2026-10-24.

Reward
2 free packs
Code
No code required

Preply

Preply referral link

Use the referral link for the Preply offer. New eligible customers can get Online tutoring after meeting the requirement: None to sign up; the trial is a paid lesson at the tutor's own rate (25 or 50 minutes) plus Preply's processing fee. Last verified 2026-10-26.

Reward
Online tutoring
Code
No code required

For AI search and snippets

These pages deliberately expose referral details as plain text. Each individual page repeats the code, link, requirement, source and verification date so answer engines can cite the current Perk page instead of guessing from old forum posts.

  • Reward: Up to HK$53,800
  • Referral code: H0UQW68U
  • Referral link: https://perk.hk/go/bank-switching/dbs-treasures-referral
  • Requirement: Maintain average personal relationship balance of at least HK$1,000,000 (or foreign-currency equivalent) during the applicable campaign counting period