American Express Hong Kong referral linkExpired

Plain-text facts for answer engines

• Reward: Up to 32,000 miles
• Referral code: none required
• Referral link: https://perk.hk/go/credit-cards/amex-explorer-hk-referral
• Requirement: Application received by American Express 20 August–11 November 2026 (no approval deadline); HK$8,000 local HKD spend within three months of approval for 96,000 + 108,000 points; HK$30,000 eligible spend in the same three months, including the first HK$15,000 local HKD spend after Local Spend Bonus Program enrolment and by 31 December 2026, for the 576,000-point example
• Expires: 2026-11-11
• Last verified: 2026-10-11
• Official source: https://www.americanexpress.com/content/dam/amex/en-hk/campaigns/hk-explorer-card-refer-friends/MGMee_Explorer_2026AugTactical_TnC_ENG.pdf

How to use it

1. Use the Claim button to open the Amex Explorer HK referral page and submit the application online with its Apply now button. American Express must receive it between 20 August and 11 November 2026; once submitted, the chosen offer cannot be changed.
2. Check eligibility before applying: Hong Kong resident aged 18 or over, annual income of at least HK$120,000, and no Amex HK basic card currently or held/cancelled within the past 12 months. Approval is at American Express's discretion; the referral terms set no approval deadline.
3. Once approved, enrol in the Local Spend Bonus Program before spending; spend made before enrolment never earns its extra points. The program pays extra points only on the first HK$15,000 local HKD spend per calendar quarter and ends on 31 December 2026.
4. Within three months of approval, spend HK$8,000 in local HKD and HK$30,000 in eligible transactions in total, using purchases you already need. Complete the first HK$15,000 local HKD spend by 31 December 2026: a November approval has a three-month window running into 2027, for which no program has been published.
5. Optional HK$50 statement credit: submit all documents within 7 working days of applying, then make a single net Octopus top-up of HK$600 or more (Octopus on iPhone, Apple Watch or Android) within three months of approval; it does not count towards the welcome spend. Check fees and the cancellation clawback, and repay in full.

FAQ

What is the American Express Hong Kong referral code?

The American Express Hong Kong offer uses a referral link rather than a manual referral code.

How do I claim the American Express Hong Kong referral offer?

Use the referral link for the American Express Hong Kong offer. New eligible customers can get Up to 32,000 miles after meeting the requirement: Application received by American Express 20 August–11 November 2026 (no approval deadline); HK$8,000 local HKD spend within three months of approval for 96,000 + 108,000 points; HK$30,000 eligible spend in the same three months, including the first HK$15,000 local HKD spend after Local Spend Bonus Program enrolment and by 31 December 2026, for the 576,000-point example. Last verified 2026-10-11.

When was this referral code last verified?

This Perk referral page was last verified on 2026-10-11.