Mox E6BZQ2: HK$200 referral plus conditional welcome rewards
Use E6BZQ2 during 14 September–20 December 2026 for HK$200 after timely Mox Credit approval and an eligible card purchase. Up to HK$2,000 more requires the programme’s card-spend, savings and investment conditions; the headline total is HK$2,200, and credit and investment carry risk. Credit involves repayment risk — 借定唔借？還得到先好借！
Read our full assessment →Quick answer
Use code E6BZQ2 for the Mox offer. New eligible customers can get Up to HK$2,200 after meeting the requirement: HK$200 referral: Mox Credit approved within 30 days of opening and eligible spend within 30 days of approval. Additional rewards depend on Programme 25 credit/spend, savings and investment conditions.. Last verified 2026-11-02.
- Reward
- Up to HK$2,200
- Referral code
E6BZQ2- Last verified
- 2026-11-02
- Difficulty
- Medium
- Time to claim
- 15-30 minutes to apply, plus card approval and qualifying tasks
- Time to payout
- After you successfully apply for a Mox Credit Card and complete the related welcome tasks under live Mox terms — cash rewards (if any) credit to your Mox account per the referral programme schedule
E6BZQ2Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Confirm Mox Bank can legally serve your residency and that you want a Hong Kong virtual-bank account plus credit card before you apply.
- Tap Claim above to download the Mox app from the App Store or Google Play. There is no invite link, so you type the code yourself.
- Open a new Mox account in the app, enter referral code E6BZQ2 when sign-up asks for a referral code (it cannot be added later), and finish the identity checks Mox requires.
- Apply for a Mox Credit Card in-app and complete approval steps. Only apply if you understand credit, interest, fees and repayment obligations.
- Complete the related welcome / referral tasks shown in the live Mox App or referral programme page (for example qualifying card spend or other stacked welcome rewards) within any stated windows.
- Track reward progress in the Mox App. Cash rewards, if earned, credit to your Mox account under live programme timing — promotions change and expire.
- Read live Mox eligibility, credit card terms, fees, interest and the Hong Kong borrowing reminder before you spend on credit.
Eligibility & requirements
- Never held a Mox account. Enter E6BZQ2 when you open the account during 14 September–20 December 2026, and complete account opening within the code-use day plus the following 15 days.
- For HK$200, obtain Mox Credit approval within opening day plus the following 30 days and make eligible credit-card spend within approval day plus the following 30 days.
- The HK$1,000 reward needs HK$2,000 eligible credit spend in the Programme 25 window. Savings and investment extras are subject to the PDF’s base referral/credit and spending conditions, not deposit or trading alone.
- Savings: deposit HK$50,000 within the 7-day fund-in period, then maintain it each calendar day from the period’s final day through the following 29 days.
- Investment: activate Mox Invest within 14 days of account opening and trade HK$50,000 within 30 days of activation, meeting the eligible-transaction rules.
- Referral cash is paid within 60 days after qualifying spending settles; savings rewards by 31 March 2027 and investment rewards by 28 February 2027. Closing the account or Mox Invest within 12 months, or reversing qualifying transactions, can trigger recovery.
- Credit approval is discretionary. Repay in full; investment can lose value. Fees, exclusions and programme limits apply.
Verification notes
- Minimum spend/deposit
- HK$200 referral: Mox Credit approved within 30 days of opening and eligible spend within 30 days of approval. Additional rewards depend on Programme 25 credit/spend, savings and investment conditions.
- Last verified
- 2 November 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- HK$200 base referral with published qualifying conditions.
- Up to HK$2,200 total only if all applicable Programme 25 requirements are met.
- Separate tasks let you assess whether the product and required commitments suit your needs.
Watch out for
- Not a UK retail bank switch or UK credit-card cashback listing in the usual UK sense — Hong Kong virtual-bank product.
- Credit approval and reward tasks are not guaranteed; headline cash requires completing live programme conditions.
- Borrowing on a credit card carries interest, fee and repayment risk.
- Promo figures, CashBack tiers and FX fee offers can change or expire.
- Must meet Hong Kong / Mox eligibility — do not use a referral route to bypass residency rules.
FAQ
- What can E6BZQ2 earn?
- HK$200 after timely credit approval and eligible spend, plus up to HK$2,000 conditional welcome rewards. Programme 25’s maximum total is HK$2,200; each task has requirements.
- Can savings or investment alone earn the extra rewards?
- Do not assume so. The Programme 25 PDF makes those extras subject to the base referral/credit and spending clauses as well as their own tasks.
- Should I rely on a savings rate quoted here?
- No fixed ongoing rate is promised on this referral page. Check the live account rates, fees and conditions directly with Mox.
Related offers
Provider
Standard Chartered Hong Kong (渣打銀行)
Apply for Standard Chartered Hong Kong's debt consolidation plan (結餘轉戶計劃), an extra credit line that requires a Standard Chartered principal credit card, through this referral link with code A3872270. The referral terms list a HK$1,000 rebate for HK$200,000 or more over 36 months or more, but their loan dates have all passed, so get the bank's written confirmation first; November 2026 online applications also earn the bank's own HK$800–HK$21,000 rebate. APR 4.67% to 36%. Only borrow to clear debt you can repay: 借定唔借？還得到先好借！
Requirement: Hold a Standard Chartered principal credit card before drawdown. HK$1,000 referral rebate: at least HK$200,000 over 36 months or more, drawn within 3 months of applying. November online rebate: at least HK$100,000, applied for online by 30 November 2026 and drawn within 3 months
Hard15-20 minutes to apply online; the loan is paid out within 5 working days of approvalPayout November online rebate: within 4 months of drawdown, to your eligible Standard Chartered card account. HK$1,000 referral rebate: to your HKD deposit account (or the loan repayment account if you have none), but the referral terms list no current payout date
Verified 3 November 2026 · Ends 1 January 2027
Provider
Standard Chartered Hong Kong (渣打銀行)
Eligible new SC Cathay cardholders who apply through A3872270 by 1 January 2027, with the card issued by 31 March 2027, receive 13,000 referral miles (10,000 plus a 3,000-mile 10th-anniversary bonus) with no spend requirement, credited by 30 June 2027. The standard card's welcome miles (up to 40,000) are separate and need eligible spend in the first 2 months. Credit involves repayment risk — 借定唔借？還得到先好借！
Requirement: No spend for the 13,000 referral miles; welcome miles need HK$5,000, HK$40,000 or HK$110,000 of eligible spend within the first 2 months (Octopus automatic add-value, e-wallet top-ups, bill payments and tax do not count)
Medium10-15 minutes to apply online, plus card approvalPayout Referral miles by 30 June 2027; basic miles monthly after each statement, and the rest of the welcome miles within 5 months of card issue, per Standard Chartered's terms
Verified 11 October 2026 · Ends 1 January 2027
Provider
American Express Hong Kong
Apply through the Amex Explorer HK referral page; American Express must receive the application by 11 November 2026. HK$8,000 local HKD spend within three months of approval earns 96,000 welcome plus 108,000 Referral Bonus points; the 576,000-point (32,000-mile) example also needs HK$30,000 eligible spend and Local Spend Bonus Program enrolment, with the first HK$15,000 local HKD spend completed by 31 December 2026. Credit involves repayment risk — 借定唔借？還得到先好借！
Requirement: Application received by American Express 20 August–11 November 2026 (no approval deadline); HK$8,000 local HKD spend within three months of approval for 96,000 + 108,000 points; HK$30,000 eligible spend in the same three months, including the first HK$15,000 local HKD spend after Local Spend Bonus Program enrolment and by 31 December 2026, for the 576,000-point example
Hard10-15 minutes to apply, plus approval and 3 months of qualifying spendPayout Welcome and Referral Bonus points within 8 weeks of meeting the spend requirement; Local Spend Bonus Program extra points usually within 15 business days, but up to 90 days after the program ends on 31 December 2026
Verified 11 October 2026 · Ends 11 November 2026
Featured in these guides
Hong Kong credit-card basics: compare cashback, miles, fees and repayment
Choose around existing spending and repayment capacity. Separate welcome offers from ongoing rewards, and check annual fees, caps, overseas payments and eligible transactions.
8 min readHow to compare Hong Kong bank value: rates, funding, access and protection
Compare Hong Kong deposits and bank offers against the cash you actually need. Separate an annualised quote from interest over the term, then put funding, fees, access and deposit protection on one table.
7 min readHong Kong Virtual Bank Invite Codes: ZA Bank, Mox, EleBank and Ping An Compared (Updated Monthly)
Current referral offers from ZA Bank, Mox, EleBank and Ping An Digital Bank in one table: rewards, promo dates, who counts as a new customer and the thresholds — cash, vouchers or a deposit rate, with official or in-app sources. Updated monthly.
About 8 minutesAdded 20 September 2026 · Last updated 2 November 2026. Offers and terms change frequently - always confirm on the provider's site before applying.