perk

Standard Chartered HK Bonus Saver Review: Gold Coin and Up to HK$2,800 for Payroll

Standard Chartered Hong Kong Bonus Saver review covering the referral link for existing clients, the gold coin and HK$800 to HK$2,800 welcome reward, payroll rules and the 31 October 2026 deadline.

Rating

3.5/5

Best for

Existing Standard Chartered Premium, Priority or Priority Private clients willing to move their salary to the bank.

If you already bank with Standard Chartered at Premium level or above, moving HK$20,000 a month of salary into Bonus Saver earns a gold coin plus HK$1,600 (with the online-opening HK$800), or HK$2,800 at HK$80,000 a month. New clients and Easy Banking customers cannot use this route, and the offer closes on 31 October 2026.

Pros

  • Gold coin plus cash
  • HK$20,000 a month entry tier
  • Ongoing monthly rewards

Watch-outs

  • Existing clients only
  • Ends 31 October 2026
  • Paid by 31 March 2027
Standard Chartered Hong Kong (渣打銀行) logo

Provider

Standard Chartered Hong Kong (渣打銀行)

Up to HK$2,800 + gold coin
New

Existing Standard Chartered Hong Kong deposit clients can open a Bonus Saver payroll account in SC Mobile through this referral link, which attaches referral code A3872270. Under the welcome offer running 3 August – 31 October 2026, you get a Mickey 999.9 gold coin plus HK$800 (average monthly payroll of HK$20,000 to under HK$80,000 over the first 3 months) or HK$2,000 (HK$80,000 or more), plus HK$800 for opening online. You must hold Premium Banking, Priority Banking or Priority Private, not Easy Banking alone, and must not have held a Bonus Saver in the 12 months before 3 August 2026; rewards are paid by 31 March 2027.

Requirement: Average payroll or salary-tagged standing-instruction deposits of at least HK$20,000 a month over the first 3 months (HK$80,000 for the HK$2,000 tier)

Medium10 minutes to apply in SC Mobile, plus 3 months of payroll depositsPayout On or before 31 March 2027, per Standard Chartered's Bonus Saver welcome-offer terms

Verified 9 October 2026 · Ends 31 October 2026

Full claim instructions are on the Standard Chartered Hong Kong (渣打銀行) offer page.

How it works

Open the referral link and apply for Bonus Saver in SC Mobile by 31 October 2026. Start payroll deposits within 2 months of opening and average at least HK$20,000 a month over the first 3 months.

Main watch-outs

You must hold Premium Banking, Priority Banking or Priority Private until the reward is paid, and must not have held a Bonus Saver in the 12 months before 3 August 2026.

FAQ

Does Easy Banking qualify?
No. Bonus Saver's welcome offer needs Premium Banking, Priority Banking or Priority Private.
When is the reward paid?
On or before 31 March 2027.

Last updated 9 October 2026. Reviews are informational only and not financial advice.