Cashi Referral: Welcome Promo + 3–2–1% Cashback
Join Cashi through the referral link and claim the invitee welcome promo shown in the live app, then earn automatic 3–2–1% cashback on eligible card spend (3% selected monthly subscriptions, 2% online shopping with caps, 1% travel with caps). Cashback lands as Spending Credit you can use on card payments — it never expires and cannot be withdrawn or transferred. The referrer earns $5 when you spend $50 on the card; every card purchase counts toward that $50, including spend that earns no cashback. Cashi is a stablecoin-funded Visa spending card, not a bank.
Quick answer
Use the referral link for the Cashi offer. New eligible customers can get Welcome promo + 3–2–1% cashback after meeting the requirement: Invitee welcome promo per live Cashi terms; referrer $5 after invitee spends $50 on the card; 3-2-1 cashback subject to category caps. Last verified 2026-09-15.
- Reward
- Welcome promo + 3–2–1% cashback
- Referral code
- No code required
- Last verified
- 2026-09-15
- Difficulty
- Medium
- Time to claim
- 10-15 minutes to install and set up; KYC and first spend take longer
- Time to payout
- Invitee welcome promo per live Cashi terms; referrer $5 after invitee spends $50 on the card; 3-2-1 cashback after eligible purchases settle
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the Cashi referral link above so the invite is attached to your sign-up.
- Install Cashi from the iOS App Store (https://apps.apple.com/us/app/cashi-global-spending-card/id6767103364) or Google Play (https://play.google.com/store/apps/details?id=com.cashi.app).
- If the app does not keep the invite after install, tap Claim above again before finishing sign-up.
- Create your Cashi account and complete any identity checks the live app requires.
- Apply for the Cashi virtual Visa card and review fees, FX conversion (Cashi markets a 1% conversion fee when merchants charge non-USD), and supported networks.
- Fund with supported stablecoins such as USDC or USDT (or other live deposit routes) only after you accept custody, de-peg and regulatory risk.
- Claim any invitee welcome promo shown in the app, then make card purchases. Eligible subscriptions, online shopping and travel can earn 3–2–1% cashback as Spending Credit; $50 of any card spend also unlocks the referrer's $5 reward.
Eligibility & requirements
- Use the Claim button above so the referral is attributed.
- Available on the App Store and Google Play in many countries; treat availability, KYC and card issuance as controlled by live Cashi terms.
- Invitee welcome promo details are set by Cashi's live referral terms — do not assume a fixed cash amount beyond what the app shows.
- Referrer earns $5 when the invitee spends $50 on the card; help docs say every card purchase counts toward that $50, including purchases that earn no cashback.
- 3-2-1 cashback: 3% on selected monthly subscription plans only (annual/longer plans and Apple App Store-billed subs do not earn; only one charge per service per month), 2% online shopping (caps apply, e.g. up to $500/month per listed store plus a combined cap across other eligible online stores), 1% travel (monthly cashback and booking caps apply).
- Cashback becomes Spending Credit for card payments only — it never expires and cannot be withdrawn or transferred.
- Cashi is not a bank. Stablecoin balances are not deposits and are not protected by FSCS or an equivalent scheme.
- Stablecoin de-pegging, network, custody/platform, FX conversion, tax and regional-eligibility risks apply.
Verification notes
- Minimum spend/deposit
- Invitee welcome promo per live Cashi terms; referrer $5 after invitee spends $50 on the card; 3-2-1 cashback subject to category caps
- Last verified
- 15 September 2026
- Automated source check
- 15 September 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Invitee-facing welcome promo plus ongoing 3–2–1% cashback on eligible everyday categories.
- Cashback is automatic with nothing to activate, per Cashi's help centre.
- Spending Credit never expires and can be used on any card payment once claimed.
- Referral $50 spend threshold counts every card purchase, not only cashback-eligible ones.
- Official iOS and Android apps plus Google Pay support for in-store tap (Apple Pay listed as on the roadmap).
- Homepage marketing covers hold/send/spend of USDC or USDT across supported chains.
Watch out for
- No clear UK FCA-compatible retail bank positioning for this product.
- Cashback is capped and merchant-limited; many everyday categories (rideshare trips, fuel, gift cards, gambling, investments, cash withdrawals) do not earn.
- Spending Credit cannot be withdrawn or transferred — only spent on the card.
- Not a bank; balances are not deposit-protected.
- Non-USD merchant charges may incur Cashi's advertised 1% conversion fee on top of the live FX rate.
- Stablecoin, custody/platform, KYC, tax and regional risks still apply; live app terms control rewards.
FAQ
- What Cashi referral link should I use?
- Tap Claim above. Reopen Claim after installing the app if the invite is not preserved.
- What does the invitee get?
- Cashi's marketing says invitees get a Cashi welcome promo (exact amount and conditions are set in the live app/referral terms), plus ongoing 3–2–1% cashback on eligible spend as Spending Credit.
- How does 3-2-1 cashback work?
- Per Cashi's help article: 3% on selected monthly subscriptions, 2% on eligible online shopping (with monthly caps), and 1% on eligible travel (with caps). Cashback appears as Pending then confirms after settlement, and is claimed as Spending Credit for card payments. It never expires and cannot be withdrawn or transferred.
- When does the referrer earn $5?
- When the invitee spends $50 on the card. Cashi's help centre states cashback merchant rules do not affect that $50 threshold — every card purchase counts.
- Is Cashi a bank?
- No. Cashi is a stablecoin spending app and cashback Visa card. Balances are not bank deposits and are not covered by FSCS or equivalent deposit protection.
- Where do I download Cashi?
- iOS (https://apps.apple.com/us/app/cashi-global-spending-card/id6767103364) and Android (https://play.google.com/store/apps/details?id=com.cashi.app). Starting from the referral link is still recommended so the invite attaches.
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