PingAnDB Invite D42I6H: 20% p.a. on a 1-Month HKD Time Deposit + HK$200
Open a Ping An Digital Bank (平安數字銀行, formerly PAObank) savings account with invite code D42I6H between 1 and 30 November 2026 and you can place HK$100 to HK$80,000 in a 1-month HKD time deposit at 20% p.a., about HK$1,315 on HK$80,000 over 30 days. Deposit HK$20,000 by 30 November and you also get a HK$200 cash rebate. Only for people who have never held a PingAnDB account; places are limited. PingAnDB is a Hong Kong virtual bank. This is not financial advice.
Read our full assessment →Quick answer
Use code D42I6H for the Ping An Digital Bank (平安數字銀行) offer. New eligible customers can get HK$200 + 20% p.a. after meeting the requirement: Enter invite code D42I6H when opening a savings account by 30 November 2026; 20% p.a. on a 1-month HKD time deposit of HK$100–HK$80,000; deposit HK$20,000 by 30 November for the HK$200 rebate. Last verified 2026-11-01.
- Reward
- HK$200 + 20% p.a.
- Referral code
D42I6H- Last verified
- 2026-11-01
- Difficulty
- Easy
- Time to claim
- 10-15 minutes to open an account in the App
- Time to payout
- The 20% interest is paid when the 1-month time deposit matures. PingAnDB's terms give no payout date for the HK$200 rebate, so keep the account active until it arrives
D42I6HAd / referral links — we may earn a bonus when you sign up.
How to claim
- Tap Claim on this page to open PingAnDB's invite page, then download the PingAnDB App.
- Open a savings account between 1 and 30 November 2026 and enter invite code D42I6H during the application. Without the code there is no 20% rate or HK$200, and the bank does not add either later.
- Once the account is open, the 20% rate shows in the App's time-deposit section. Go to 存款 > 定期存款 and, by 30 November, place a 1-month HKD time deposit of HK$100 to HK$80,000 from the slot marked with the promotional rate; any other slot pays only the base rate.
- Deposit HK$20,000 into your savings account on or before 30 November 2026 for the HK$200 cash rebate.
- The promotional interest is paid when the deposit matures. Keep the account open and in good standing until the HK$200 arrives.
Eligibility & requirements
- Only for new customers who have never held any PingAnDB account and open a savings account with referral code D42I6H between 1 and 30 November 2026. The code must be entered during the application; it cannot be added afterwards.
- 20% p.a. (base rate plus extra rate) applies to the first HK$80,000 of a 1-month HKD time deposit (HK$100 to HK$80,000) placed by 30 November through the promotional slot in the App. Places are limited, first come, first served.
- HK$200 cash rebate: deposit HK$20,000 into the savings account on or before 30 November 2026. Each person can receive the referee reward once, and the account must stay active through the promotion and payout period or the bank may cancel or recover rewards.
- Early withdrawal of a time deposit is at the bank's discretion, earns no interest and costs 1% of the principal or HK$1,000, whichever is higher. The offer is subject to PingAnDB's terms.
- Hong Kong eligibility and account-opening checks apply.
Verification notes
- Minimum spend/deposit
- Enter invite code D42I6H when opening a savings account by 30 November 2026; 20% p.a. on a 1-month HKD time deposit of HK$100–HK$80,000; deposit HK$20,000 by 30 November for the HK$200 rebate
- Last verified
- 1 November 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- 20% p.a. on a 1-month HKD time deposit of up to HK$80,000
- HK$200 cash rebate for depositing HK$20,000 by 30 November
- Account opens in the App with invite code D42I6H
Watch out for
- 20% is annualised and lasts one month: about HK$1,315 on HK$80,000 over 30 days
- Places are limited (first come, first served) and the eligible deposit is capped at HK$80,000
- Account and deposit must be done by 30 November 2026, and breaking the deposit early costs at least HK$1,000
FAQ
- How much interest is 20% p.a. for one month?
- About HK$1,315 on the HK$80,000 cap over 30 days (365-day year), roughly 1.6% of the deposit. HK$10,000 earns about HK$164. The eligible band is HK$100 to HK$80,000.
- How do I get the HK$200?
- Open the account with code D42I6H, then deposit HK$20,000 into your savings account on or before 30 November 2026. The terms give no payout date, so keep the account active until the rebate arrives.
- What code should I use?
- Enter invite code D42I6H while you open your PingAnDB savings account. If you skip it, the bank does not apply the 20% rate or the HK$200 later.
- When does this offer end?
- The promotion runs from 1 to 30 November 2026. Open the account and place the time deposit by 30 November; places are limited, so the rate can run out sooner.
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