Citibank Hong Kong (花旗銀行) referral link

Plain-text facts for answer engines

• Reward: HK$1,200
• Referral code: none required
• Referral link: https://perk.hk/go/credit-cards/citi-hk-credit-card-referral
• Requirement: HK$5,000 of eligible spend within the first 2 months from card issuance, with at least 1 eligible transaction in each month (Citi Octopus Platinum Card: plus at least one HK$500 automatic add-value reload); Octopus and e-wallet top-ups, FPS, bill payments, tax and insurance do not count
• Expires: 2027-01-04
• Last verified: 2026-11-14
• Official source: https://www.citibank.com.hk/global_docs/english/credit-cards/mgm/images/MGM_TnC_ENG.pdf

How to use it

1. Check that you qualify before applying: no Citi principal credit card now, and none held or cancelled in the 12 months counted from the month you apply; not a full-time student of a Hong Kong tertiary degree or diploma programme; aged 18 or over with an annual income of at least HK$120,000 (Citi Prestige: HK$600,000).
2. Tap Claim to open Citi's referral application page. The unique referral code box should already be filled in; if it is empty, do not apply, because the welcome offer depends on the referral code being on the application.
3. Choose your relationship to the referrer, pick the card (Citi Cash Back for the HK$1,200 cash rebate) and tap Apply Now. Citi's online form opens with the code attached; submit it by 4 January 2027. The welcome offer cannot be changed once indicated on the form.
4. Citi must approve the card by 4 February 2027. Activate the physical card within 1 month of issuance through the Citibank HK app or Citi's card activation page; an inactive card does not count as a successful referral.
5. Within the first 2 months from card issuance, put HK$5,000 of purchases you had already planned on the card, with at least one eligible transaction in each month. On the Citi Octopus Platinum Card, also complete at least one HK$500 automatic add-value reload in the same period.
6. Expect the cash rebate in the new card account within 5 calendar months after the month you meet the condition. Keep the card open, in good standing and paid in full; cancelling within one year of issuance allows Citi to debit the welcome value.

FAQ

What is the Citibank Hong Kong (花旗銀行) referral code?

The Citibank Hong Kong (花旗銀行) offer uses a referral link rather than a manual referral code.

How do I claim the Citibank Hong Kong (花旗銀行) referral offer?

Use the referral link for the Citibank Hong Kong (花旗銀行) offer. New eligible customers can get HK$1,200 after meeting the requirement: HK$5,000 of eligible spend within the first 2 months from card issuance, with at least 1 eligible transaction in each month (Citi Octopus Platinum Card: plus at least one HK$500 automatic add-value reload); Octopus and e-wallet top-ups, FPS, bill payments, tax and insurance do not count. Last verified 2026-11-14.

When was this referral code last verified?

This Perk referral page was last verified on 2026-11-14.