Mintos Referral: 1% Bonus Up To €100 (Code N3VOCS)
Join Mintos through this referral link and invest at least €1,000 within 60 days: you earn a 1% bonus on your average investment over the first 90 days (capped at €100), and the referrer receives €25. Only loans, bonds, ETFs and real estate count — Smart Cash is excluded — and you must keep at least €1,000 invested until day 90. Capital is at risk; P2P lending is not covered by deposit insurance.
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Use code N3VOCS for the Mintos offer. New eligible customers can get Up to €100 after meeting the requirement: €1,000+ invested within 60 days of registration, maintained until day 90. Last verified 2026-10-02.
- Reward
- Up to €100
- Referral code
N3VOCS- Last verified
- 2026-10-02
- Difficulty
- Medium
- Time to claim
- 15-30 minutes to register and fund
- Time to payout
- Credited once Mintos confirms the 90-day investment conditions are met
N3VOCSAd / referral links — we may earn a bonus when you sign up.
How to claim
- Open the Mintos referral link above and register as a new investor.
- Complete identity verification — Mintos is an EU-regulated investment firm, so KYC is mandatory.
- Deposit funds and invest at least €1,000 in eligible assets (loans, bonds, ETFs or real estate) within 60 days of registration.
- Keep at least €1,000 invested continuously until the 90th day after registration.
- Mintos credits your 1% bonus (on your average 90-day investment, capped at €100) once the conditions are confirmed.
Eligibility & requirements
- New Mintos investors only; you must register through the referral link.
- At least €1,000 must be invested within 60 days of registration.
- The €1,000 minimum must be maintained continuously until the 90th day after registration.
- Only investments in loans, bonds, ETFs and real estate count toward the bonus; Smart Cash investments are excluded.
- The referrer receives €25 when you meet the €1,000 investment condition.
- Mintos is an EU-authorized investment firm under MiFID; investor cash and securities are protected up to €20,000 — but your invested capital remains at risk and can fall in value.
- The live referral terms on Mintos control eligibility; bonus terms can change.
Verification notes
- Minimum spend/deposit
- €1,000+ invested within 60 days of registration, maintained until day 90
- Last verified
- 2 October 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Both sides earn: up to €100 for you, €25 for the referrer.
- The 1% applies to your average investment over 90 days, not a single deposit figure.
- Loans, bonds, ETFs and real estate all count toward the bonus.
- Mintos is EU-regulated with investor protection up to €20,000.
Watch out for
- The €1,000 minimum investment is high for a signup bonus.
- You must keep the money invested for 90 days — withdrawing early forfeits the bonus.
- The bonus is capped at €100, so larger investments earn proportionally less.
- P2P lending carries real risk: borrowers can default and your capital can fall.
- Smart Cash holdings do not count toward the bonus.
FAQ
- How much bonus do I get with the Mintos referral?
- 1% of your average investment over the first 90 days, capped at €100. You must invest at least €1,000 within 60 days of registering and keep it invested until day 90.
- What does the referrer get?
- €25 for each friend who meets the €1,000 investment condition.
- Which investments count toward the bonus?
- Loans, bonds, ETFs and real estate (plus crypto ETPs). Smart Cash is excluded.
- Is my money protected on Mintos?
- Mintos is authorized as an investment firm in the EU under MiFID, and investor cash and securities are protected up to €20,000. That is not a guarantee on your investments — P2P loans can default and you can lose money. Capital at risk.
- When is the bonus paid?
- Once Mintos confirms you met the 90-day conditions. Check the live referral terms on Mintos for the exact payout timing.
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Added 2 October 2026 · Last updated 2 October 2026. Offers and terms change frequently - always confirm on the provider's site before applying.