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Plasma One Visa Card: Up to 4% Cashback + Yield

Join Plasma One with invite code GQUIDS for immediate access. Earn up to 4% base cashback (Lite: 2%, Core: 3%, Platinum: 4%), plus up to 10% AI cashback on eligible purchases and up to 6% yield on your balance. This self-custodial Visa card is accepted in over 150 countries worldwide, with membership tiers offering increasing benefits including free subscriptions to ChatGPT and Claude Pro.

Read our full review · 3.2/5 →

Quick answer

Use code GQUIDS for the Plasma One offer. New eligible customers can get Up to 4% cashback + 6% yield after meeting the requirement: Must use invite code GQUIDS during Plasma One sign-up for immediate access.. Last verified 2026-09-15.

Reward
Up to 4% cashback + 6% yield
Referral code
GQUIDS
Last verified
2026-09-15
Difficulty
Medium
Time to claim
10-20 minutes
Time to payout
Check Plasma One app for referral and cashback terms
Get Up to 4% cashback + 6% yield ->Referral code: GQUIDS

Ad / referral links — we may earn a bonus when you sign up.

How to claim

  1. Download Plasma One from the App Store using the link above (iOS 16.4+ required).
  2. Create your Plasma One account and enter invite code GQUIDS during sign-up for immediate access—no waitlist.
  3. Complete KYC verification through Sumsub, including identity and address verification.
  4. Set up your self-custodial wallet with on-device key generation—only you will hold the private keys.
  5. Order your Plasma One Visa card (virtual and/or physical) to start earning cashback.
  6. Start with Lite tier (2% base cashback) and earn towards Core (3% base + 5% AI cashback) or Platinum (4% base + 10% AI cashback).
  7. Make eligible purchases to earn cashback, yield on balance (up to 6%), and unlock higher membership tiers with premium perks.

Eligibility & requirements

  • Must use invite code GQUIDS during Plasma One sign-up for immediate access.
  • Requires iPhone with iOS 16.4 or later.
  • Must complete KYC verification through Sumsub, including identity and address checks.
  • Three membership tiers with different benefits: Lite (2% base cashback, 0.25% referral), Core (3% base + 5% AI cashback, 1% referral), Platinum (4% base + 10% AI cashback, 1% referral, up to $600/year flight cashback).
  • Cashback rates and tier benefits are variable and subject to change per Plasma One's terms.
  • As a self-custodial wallet, you are solely responsible for securing your private keys—losing them means losing access to your funds.
  • Card accepted in over 150 countries; supported currencies include USD, EUR, GBP, with local currency conversion to dollar-based stablecoins.
  • Plasma One is not a bank; stablecoin balances are not bank deposits and not FDIC-insured.
  • Stablecoin and crypto-linked products involve custody risk, token exposure, potential conversion fees, de-pegging risk, and tax considerations.

Verification notes

Last verified
15 September 2026

Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.

Pros

  • Invite code GQUIDS provides immediate access—no waitlist.
  • Up to 4% base cashback (Lite: 2%, Core: 3%, Platinum: 4%) on eligible card purchases.
  • Additional AI cashback: up to 5% (Core) or 10% (Platinum) on AI-related purchases.
  • Earn up to 6% yield on idle balance according to current terms.
  • Platinum tier includes ChatGPT Plus and Claude Pro subscriptions, plus up to $600/year flight cashback.
  • Core tier includes ChatGPT Go subscription and up to 2 free virtual cards.
  • Self-custodial wallet where only you control your private keys, not the platform.
  • Visa debit card accepted in over 150 countries worldwide.
  • Supports multiple currencies (USD, EUR, GBP) with conversion to dollar-based stablecoins.
  • Apple Wallet integration for easy mobile payments.
  • $0 transfers for peer-to-peer stablecoin transactions across borders.
  • Instant card freezing and account locking through in-app security controls.
  • 24/7 customer support with priority/VIP support at higher tiers.
  • Withdraw to bank accounts or wallets anytime.

Watch out for

  • iOS only (requires iPhone with iOS 16.4+), no Android support.
  • Self-custodial means you are fully responsible for securing your private keys; loss means permanent loss of funds.
  • Requires KYC verification through Sumsub, which some users have reported issues with during onboarding.
  • Not a bank—stablecoin balances are not bank deposits and not FDIC-insured.
  • All cashback rates, yield, and tier benefits are variable and subject to change without notice.
  • Higher cashback tiers (Core, Platinum) require meeting tier qualification criteria.
  • AI cashback benefits only apply to specific AI-related purchases.
  • Even with stablecoin focus, there are custody, platform, de-pegging, and regulatory risks.
  • Card fees, merchant restrictions, and exact eligibility need checking in the live app.
  • Local currency converts to dollar-based stablecoins, introducing FX exposure.

FAQ

What Plasma One invite code should I use?
Use invite code GQUIDS when signing up for Plasma One to get immediate access without a waitlist.
How much cashback does Plasma One offer?
Plasma One offers three membership tiers with different cashback rates: Lite tier gives 2% base cashback, Core tier gives 3% base cashback plus 5% AI cashback on eligible AI purchases, and Platinum tier gives 4% base cashback plus 10% AI cashback on eligible AI purchases. All rates are variable and subject to change.
What are the membership tier benefits?
Lite tier ($0 card cost): 2% base cashback, 0.25% referral rewards. Core tier: 3% base + 5% AI cashback, 1% referral rewards, ChatGPT Go subscription, reduced fees, up to 2 free virtual cards. Platinum tier: 4% base + 10% AI cashback, 1% referral rewards, Claude Pro + ChatGPT Plus subscriptions, up to $600/year flight cashback, no added fees, VIP support, up to 3 free virtual cards.
Can I earn yield on my Plasma One balance?
Yes, Plasma One offers up to 6% yield on your idle balance. The exact yield rate is variable and subject to change according to their current terms.
What does self-custodial mean?
Self-custodial means only you hold the private keys to your wallet. Plasma One cannot access or recover your funds. This gives you full control, but also full responsibility—if you lose your keys, you permanently lose access to your funds.
Is Plasma One available in the UK?
Yes, Plasma One supports GBP among other currencies (USD, EUR) and the Visa card is accepted in over 150 countries. Your local currency converts to dollar-based stablecoins on the platform.
Is Plasma One safe to use?
Plasma One offers self-custodial security where you control your keys, with features like instant card freezing and 24/7 support. However, it's not a bank and stablecoin balances are not FDIC-insured. Consider the risks of crypto-linked products including custody, de-pegging, and regulatory risks.
What Boosts or promo cashback is Plasma One running?
Boosts rotate inside Rewards → Boosts in the Plasma One app. A dated snapshot of the Sep 2026 season (travel, Apple, Amazon, eBay, Dyson, groceries, Starbucks, and more) is in the Plasma One Boosts Sep 2026 snapshot. Rates, caps, and countdowns change; live app terms control.
ReferralCryptoStablecoinVisa CardCashbackSelf-Custodial

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